Description	This two day course focuses on the issues related to designing a corporate credit structure, including fit with structuring objectives, expected sources of repayment and risks, credit monitoring and development of an overall risk management strategy for the account.
Primary Topics	Credit culture reinforcement Steps in developing a credit structure Characteristics of secured, unsecured and asset based financing Key elements of a monitoring plan Account management strategies The role of collateral: value and liquidity
Learning Objectives	This course enables the participant to utilize a framework for credit structuring, to understand the importance of setting objectives, to develop an effective credit monitoring plan, to ascertain the need for a risk management strategy, to identify the characteristics of a secured transaction, to establish secured lending guidelines and to reinforce the use of teamwork in the credit structuring process.
Target Audience	General commercial and corporate lenders, unit managers, credit analysts, credit administrators: recommended for bankers with at least two years of lending or financial analytical experience.
Eligibility	Working knowledge of accounting, finance and credit analysis.
Delivery	Combination of lecture, class discussions, group workshops and presentations, assigned readings, and case studies.
Length	Two day seminar with pre-course work requiring approximately eight hours to complete.